Broker Bulletins

Compliance can be complex and ensuring that your clients are adhering to the requirements can be challenging. It can be especially difficult to know what areas to focus on when you have clients with varying needs. Understanding the most important parts of compliance all around can benefit both you a...

Washington DC has an established transit benefit requirement which encourages workers to take public transportation, rideshare or use greener means of transportation. Organizations with 20 or more employees working in the District of Columbia are required to offer employees one (or more) of the foll...

The holiday gifts arrive early for employers required to file and furnish 1094/1095 ACA Reporting forms. In early 2021, all signs pointed to no deadline extensions from the IRS for ACA 1094/1095 Reporting in 2022. The IRS just recently made a reversal in their original position, and issued a propose...

As we approach the end of 2022, it’s time to start thinking of the new year. We’re breaking down what brokers need to get ready and areas to focus on. Your clients need to find, hire and keep the best employees. They also want to reduce the workload for HR processes like payroll and reporting. And m...

What is the ACA's 'family glitch?' The Affordable Care Act was signed into law on March 23, 2010. It is more commonly known as the “ACA” or its nickname, Obamacare. Among the many provisions of the ACA were the requirements for employers with 50 or more full-time workers o...

Help Your Clients Create the Ultimate HSA Saving Plan In today’s workplace, not only are employees looking for more benefit offerings, but they’re looking for financial security. Your clients are looking for ways to save money while attracting and retaining talent. So how can both be satisfied? A he...

If you were to ask your clients “when it comes to managing your workforce, what keeps you up at night?” it’s likely their responses would include “hiring and retaining staff” and “maintaining compliance,” two widespread challenges affecting employers today. As a trusted business partner, you can bri...

For decades there have been distinct differences between retirement plans and health and welfare plans when it comes to ERISA compliance. With the recent Consolidated Appropriations Act, 2021 (CAA) disclosure requirements are now more in alignment. As with any amendment, there are lots of questions...

The IRS has released Affordable Care Act (ACA) information reporting form instructions for 2022. For calendar year 2022, forms 1095-B and 1095-C is unchanged from 2021. The threshold for mandatory electronic filing with the IRS remains at 250 returns, applied separately to each type of return and to...

Distribution date of 1095B/C to employees is automatically extended In early 2021, all signs pointed to no deadline extensions from the IRS for ACA 1094/1095 Reporting. However, in 2022 the IRS made a reversal in their original position, and issued a proposed rule for a permanent, automatic extensio...

The IRS released their final rule on electronic filing requirements for specified returns. This impacts a number of returns filed to the IRS including forms related to Affordable Care Act (ACA) reporting, specifically 1094 and 1095-B and 1095-C.    Key Takeaways It reduces the electroni...

Today’s climate makes business a challenge for brokers. To scale or grow, it’s essential to build your book of business. But where do you start and how do you do it? Well, it’s no secret that building up your client base takes effort. It requires skill and an understanding of the market. According t...

In a competitive market, it's important for brokers to continually grow their book of business. Differentiating your business can be a challenge and knowing where to begin can be hard. We recently surveyed brokers across the country to get their take on how they're managing. The top takeaway...

ACA Challenge Has Been Denied. On August 8, 2023, a U.S. Court of Appeals ruled in favor of the IRS, dismissing Optimal Wireless’ case against them alleging that the IRS and Department of Health and Human Services failed to satisfy certain procedural requirements before imposing their proposed exact...

Here's What You Need to Know. On August 2, 2023, the National Labor Relations Board (NLRB) issued a decision in Stericycle Inc., impacting employer handbooks and policies. Under the Stericycle standard, workplace rules and policies are presumed to be unlawful if an employee can reasonably interp...

In late 2022 the IRS issued a final rule extending deadlines for furnishing ACA forms to employees and participants. Under the final rule, filing entities, employers or providers of coverage will receive an automatic 30-day extension on the deadline to provide the 1095 “B” or “C” forms to employees...

The Family and Medical Leave Act (FMLA) has been celebrated as a way for American workers to take care of their families. However, managing leave events can be confusing for employers—especially as provisions of the law change on both the state and federal levels. As organizations downsize their HR...

EEO-1 Component 1 Data Collection platform will open on October 31, 2023. Deadline to file the 2022 EEO-1 Component 1 Report is December 5, 2023. 2022 Instruction Booklet is available Who Must File the EEO-1 Annual Report? Private employers subject to Title VII with 100 or more employees &a...

The list of states that required paid family leave (PFL) used to be minimal, but over the last year this list has grown exponentially. State paid family leave mandates employers who operate in that state or have employees who work in that state to provide prolonged time off related to certain qualif...