Imagine the relief of getting paid the same day rent is due. Or the comfort of speaking to a financial coach when you're overwhelmed by bills or budgeting. 

For many employees, especially those living paycheck to paycheck or navigating debt, these aren’t just nice-to-have benefits: they’re essential lifelines. Employers aren’t oblivious to the struggles of their employees. In fact, 76% of business owners believe most employees live paycheck to paycheck. For businesses, supporting employee needs isn’t just a compassionate move; it’s a smart business decision. 

Meeting Employees Where They Are—Financially 

Today’s workforce is under financial pressure like never before. Inflation, rising interest rates and a turbulent economy have made financial stress a daily reality for millions. That stress doesn't disappear when people begin their workday. It follows them, affects their focus, performance and engagement. Employees who are stressed about their finances will often seek opportunities that feel more financially supportive. 

What Financial Wellness Truly Means in the Workplace 

When we talk about financial wellness, it’s easy to assume it starts and ends with a paycheck. In reality, a holistic financial wellness strategy includes: 

• Access to earnings when they’re needed most 
• Education that helps employees make informed, confident financial decisions 
• Tools to build savings, track credit scores and manage debt 
• Support from an employer that understands their real-life challenges and genuinely cares about their well-being 

When employees have access to these resources, they’re better equipped to manage life’s financial ups and downs, which leads to higher job satisfaction, lower absenteeism, less turnover and stronger overall performance. 

How isolved Supports Financial Wellness 

At isolved, we believe financial wellness is foundational to a positive employee experience (EX). That’s why we’ve made financial wellness tools from our partners available directly through isolved People Cloud™, seamlessly embedding them into workflows so employees can access support when they need it most. 

Through our partnerships with ZayZoon and FinFit, we’re helping employers deliver meaningful, easy-to-implement financial wellness support. 

ZayZoon: On-Demand Pay Made Simple 

ZayZoon gives employees access to their earned wages before payday, helping them cover expenses, avoid late fees and steer clear of predatory payday loans. It’s secure, seamless and gives employees more control over their finances. Eighty-nine percent of ZayZoon users report less financial stress, leading to higher productivity, better retention and stronger engagement.  

Beyond early access to pay, ZayZoon offers financial wellness tools and a Perks Marketplace with discounts on everyday essentials like food, fuel and prescriptions. By supporting everyday financial health, ZayZoon helps reduce turnover and keep your best employees longer. 

FinFit: Holistic Financial Wellness for Real-Life Needs 

FinFit’s holistic financial wellness solution helps employees take control of their financial situation through free, confidential financial coaching and instant access to emergency credit within minutes without hurting their credit score and long-term debt consolidation loans. Additionally, employees can strengthen their financial habits with interactive budgeting tools and educational courses that address real-life money challenges, offering support that meets them where they are and helps them plan for what’s ahead. 

By integrating these solutions into People Cloud, employees can access them without friction or extra logins, making adoption easy and the impact immediate. 

Why It Matters More Than Ever 

Providing this level of support shows employees they’re more than just a number. It shows them they matter. With 72% of employees planning on exploring new job opportunities, time is of the essence.  

When employees feel financially secure, they're likely to be: 

• More present and focused at work 
• More loyal to their employer 
• Less likely to turn to costly or harmful financial alternatives 
• The ability to better plan for their future—both at work and at home 

And for employers, the return on investment (ROI) is clear: improved productivity, reduced turnover, stronger recruitment outcomes and an EX that stands out.  

Looking Ahead: Financial Wellness as a Strategic Priority 

Financial wellness isn’t just a benefit. It’s becoming an expectation. Employees want employers who care about their well-being beyond the walls of the workplace. 

By integrating financial wellness tools into your human capital management (HCM) strategy, you’re not just checking a box. You’re building trust, improving lives and contributing to long-term business success. 

Moving Beyond the Paycheck 

Providing employees with financial support is a win-win. For employees, it frees them to do their best work, achieve financial wellness and work toward a more secure future. From an employer perspective, offering financial lifelines helps improve employee retention, EX and empower teams to deliver the best possible service to customers.  

Want to learn how isolved’s financial wellness partnerships can support your workforce? Learn more about what our Marketplace partners can do for your business.  

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