isolved Blog

We found a Loophole!  That was the cry from certain brokers, TPAs or employers when they investigated two separate pieces of the health care law in 2014.  But as the cautionary warning states, buyer beware!  Sometimes loopholes can turn into slipknots and bind you in a noncompliant way. Plans that...

Prior to the Affordable Care Act (ACA) entering the picture, an employer generally considered a full-time employee as one that worked 40 hours a week and received health benefits, paid time off and perhaps even retirement contributions.  The ACA has required applying a new meaning not only to full-t...

Open enrollment in the Marketplace is a set time frame when individuals can enroll in a plan and receive a subsidy based upon their household income, if eligible.  You can generally buy a Marketplace plan only during the annual open enrollment period. Upcoming dates to know: November 15, 2014 - 2...

It is annual performance review day at the office. The sales reps are sitting in their cubicles getting very little accomplished, as they watch the parade of colleagues enter and leave the boss’s office. Those nervously awaiting their turns feign nonchalance while trying to read the latest victim’s...

Does the QB have COBRA coverage? There are times in life when you just have to wait. The period between a loss of coverage due to a COBRA qualifying event and the COBRA payment is such an example. COBRA provides a 44-day time frame for the employer/plan administrator to send an election notice. Th...

There has been a lot of talk and confusion about employee count and determining employees for health care compliance. One area employers may not realize where the employee count matters is how it will affect COBRA. For COBRA purposes, an employer needs to count all employees when determining the em...

Think about all the different tasks that an employer has to accomplish to keep their business running. That task list is very long and undoubtedly includes payroll. While many employees may not recognize the work and depth of payroll processing, those who issue paychecks have a very good idea of all...